How to Pay in China as a Tourist

Last reviewed: 2026-08-20

Payment hub — what to read first

If you are asking…Open this (one page)
Can foreigners use Alipay?Question: Alipay → then Alipay guide
Can foreigners use WeChat Pay?Question: WeChat Pay
How much cash to carry?Question: Cash
App failed after landing?Question: Payment failed
Step-by-step setup before flyingPayment checklist
Real traveler stories (not official Q&A)Community: Alipay without +86, Both wallets?

This guide is the full stack—layers, merchant types, and day-one test. The questions above stay short on purpose.

Payment Stack (what each layer is for)

LayerUse forWeakness
AlipayTaxis, metro/top-ups, restaurants, convenience storesSome merchants WeChat-only
WeChat PaySocial/small shops, mini-programs, another QR railSetup can need WeChat account + card
International cardHotels, large malls, some rail countersNot accepted at many stalls
RMB cashBackup, small vendors, manual countersFX hassle; carry small denominations